Coverage Information
Note:
Starting July 1, the processing of travelers' mandatory global medical and security assistance insurance will be handled by the Office of Risk Management. The information provided on these websites pertains to travel with departure date on or after 7/1/2026.
University Policy 1070 requires all travelers on international university-supported travel be enrolled in the university's designated global medical & security insurance. The designated global travel insurance provider is Cultural Insurance Services International (CISI). The CISI plan provides emergency medical coverage and evacuation, security evacuation, and repatriation services.
2026-2027 Rates
| Type of Travel | Daily Rate |
|---|---|
| Department-Funded/Business Travel | TBD |
| Study Abroad/VT Program Travel | TBD |
Schedule of Benefits
| Coverage and Services | Maximum Limits |
|---|---|
| Travel Accident Indemnity Insurance | |
| Accidental Death and Dismemberment Per Insured Person | $20,000 |
| Accident and Sickness Insurance | |
| Medical expense (per Covered Accident or Sickness): | |
Deductible |
$0 |
Benefit Maximum |
$500,000 at 100% |
| Extension of Benefits | 30 days |
| Travel Assistance Insurance | |
| Emergency Medical Reunion | $2,000 (incl. hotel/meals, max $150/day) |
| Quarantine | $2,000 |
| Trip Delay | $5,000 ($300/day) |
| Trip Interruption | $1,000 |
| Evacuation and Repatriation Insurance | |
| Emergency Medical Evacuation | $250,000 |
| Repatriation of Mortal Remains | $100,000 |
| Security Evacuation (Comprehensive) | $250,000 ($1M aggregate) |
| Non-Insurance Services | |
| Team Assist Plan (TAP): 24/7 medical, travel, technical assistance | |
Please note that this is a summary only. Refer to the policy brochures or contact insuranceabroad@vt.edu for more information. If you need a letter verifying coverage for a visa, contact insuranceabroad@vt.edu.
Policy Brochures
Dependents & Guests
Dependents are often required to enroll in the university’s global medical & security insurance.
- Required to enroll
- Dependents traveling with a university-supported group
- Guests on university-supported travel
- Encouraged to enroll
- Dependents accompanying individual university-supported travelers (i.e., not a group)
Dependent coverage must be purchased directly from CISI after the VT-affiliated traveler has been registered in the GTR (i.e., Emburse trip pre-approval has already been submitted) and enrolled in CISI at the rates indicated below. A paper form can be submitted to CISI to initiate the dependent enrollment process; contact insuranceabroad@vt.edu for more information.
Guests can register with Emburse with the assistance of a delegate, and can utilize either the Study Abroad or Business Travel Rates.
2026-2027 Dependent Rates
| Policy | Daily Rate |
|---|---|
| Department-Funded/Business Travel Dependents | TBD |
| Study Abroad/VT Program Dependents | TBD |