Camp Accident Insurance

For VT-run camps and conferences, we encourage camp organizers to consider purchasing camp accident insurance, particularly if the participant activities involve physical or other higher-risk activity. This unique insurance, underwritten by American Income Life, provides limited coverage for medical expenses incurred by participants related to incidents and accidents that occur while at camp, regardless of the medical insurance that participant has. For those camps on the main VT campus in Blacksburg, this also allows injured participants to go to Schiffert Health Center. The premium for camp accident insurance is calculated at a flat rate per camper per day, and is paid by the camp.